23rd Dec: Will you outlive your retirement pot?
The most important question to be asked is ‘How long will you live?’
23rd Dec: December Market Commentary
The majority of the stock markets on which we report in this commentary enjoyed a good, if unspectacular, November.
23rd Dec: How will equity release affect my family?
The choice of whether or not to release equity from your home ultimately rests with you. However, the decision will have wide reaching consequences for your family. It’s sensible, before releasing equity, to see a financial adviser who will explain...
21st Dec: Cutting through the noise – How can we help?
‘Stock market closing at an all time high’; ‘The bubble’s burst’; ‘The stock market is crashing’; ‘Shares have gone through the roof – how could they go any higher?’; ‘House prices plummet by 30%’;
20th Dec: Talking about your will – don’t be one of the 93%
A national saving and investment survey has shown only 7% of people have spoken to their parents about inheritance. One of the most important parts of planning to leave an inheritance is to talk about it.
19th Dec: Time in the market, not timing the markets
With markets around the world continuing to prove unpredictable as momentous financial and political events continue to unfold, it’s perhaps not a surprise that investors are increasingly concerned about when is the ‘best time’ for them to inve...
16th Dec: How to approach student loans with your kids
University is always going to be at least partially a financial decision both for prospective students and their parents, or whoever they rely on financially.
12th Dec: Why it pays to retire early
Sound financial planning is not only good for your bank account – it could actually improve your life expectancy.
14th Dec: Using a Solicitor as your Executor
The Times, dated 4th November 2017, reported that a couple were faced with an exorbitant legal bill of £115,000 which was “removed” from a modest £300,000 estate.
10th Dec: Power of Attorney – the case for and against
Setting up a trusted family member or friend with a Lasting Power of Attorney (LPA) ensures that someone else is able to make important decisions for you when you’re no longer in a position to be able to make them for yourself.